Worker’s Compensation

Worker’s compensation provides wage replacement and medical benefits to employees that suffer injures while at work. Worker’s compensation also protects the employer from law suits from the injured employee.

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We're here for you and ready to listen. We wish to craft a policy that will serve you very well for many years to come, even against unforeseen circumstances. Call our 24/7 hotline or start a chat with us during normal business hours.

What You Get

Benefits Of Our Program

  • Disability benefits
  • Lost wages
  • Death benefits
  • Medical coverage
  • Ongoing care costs

Frequently Asked Questions

What is worker's compensation insurance?

This is a policy that provides benefits to employees who get injured or sick from a work-related cause. It also includes disability benefits, missed wage replacement, medical expenses, and death benefits.

How much does it cost?

The cost will vary based on a lot of factors (e.g. your business, size, risk factors, location, etc). We can advise you further during your free consultation. Book one today!

Does it cover international travel?

It can as most U.S. workers’ compensation policies will provide employees with a basic level of protection if they are injured while traveling outside the United States on business. We can advise you more on this during our free consultation. Book one today!

Is it required?

The laws regarding the requirement of this policy vary by state. We can advise you further on this during your free consultation. Book one today!

What is the best coverage for my business?

We can advise you on the best coverage for your business during your free consultation. Book one today!

Is it tax deductible?

Worker’s compensation benefits are not taxable on a federal or state level. However, a portion may get taxed if you receive Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).

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Casualty Insurance

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Kind Words from Our Clients

"Doug and Kelly are experts in their field and do not use pressure as a sales technique. They do not sell you stuff you don't need. They work with you to provide coverage where you need it. They are available when needed."

-Joshua Jones

"Doug sold my wife and I a homeowners policy. With American National’s policy they also cover home systems breakdown. Well the new year brought a blown up heat pump and condenser unit. With American National our policy saved us $6,000!!! Thank you Doug for selling us a Home Policy that truly protects us. Bonus, the turn around on the claim was less then a week!"

-Ryan Conroy

"The Insurance industry is incredibly competitive and its main differentiator is personal touch. When it comes to personal touch and service, Doug and his team have this mastered. I can't speak highly enough of them or their services!"

-Derek Archer

Put You & Your Family in Caring Hands

Contact Details

With many years in the insurance business and proudly serving the residents and businesses and farms of the Tri-State area, we bring experience, reliability, professionalism, and personal care to a timeless profession.

We are family-owned and operated. 


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