Renters Insurance

When you rent a house, apartment, or any other dwelling you still need the protection a homeowner’s policy offers for liability in case you damage something in the home as well as to protect your own personal property while in the home (e.g., your furniture or prized art or collectibles, etc.).

A renter’s policy will give you the coverage you need when renting from someone else. 

Get Started with a Free Quote

We're here for you and ready to listen. We wish to craft a policy that will serve you very well for many years to come, even against unforeseen circumstances. Call our 24/7 hotline or start a chat with us during normal business hours.

What You Get

Protection Against

  • Fire, wind, hail, explosion damages
  • Vandalism
  • Theft
  • Water discharge
  • Riot
  • Medical payments to others up to $1,000
  • Physical damages to property or others up to $500
  •  Personal liability protection anywhere in the world
  • Legal defense
  • Loss of use

Even More Benefits

  • Home auto discounts
  • Cash back programs

Frequently Asked Questions

What is renters insurance?

Renters insurance is property insurance that provides coverage for a renters insurance policy holder’s belongings, liabilities, and possibly living expenses in case of an unexpected loss event. Renters insurance is available to persons renting or subletting.

What does renters insurance cover?

It may cover your personal property, liability, and additional expenses up to the limits of your policy. We can advise you further on this when you book a free consultation with us!

How do I file a renters insurance claim?

Filing a renters insurance claim would require you to provide a lot of documents and information to our company. Ask us how when you book a free consultation!

Which renters insurance should I get?

It all depends on you and your unique needs! We can advise you further on this during your free consultation with us. Book one today!

Is renters insurance required?

Renters insurance is only required if your landlord or your building requires it. While not required otherwise, anyone renting any type of residence long-term—be it an townhouse or apartment—should strongly consider acquiring a renters insurance policy.

Is renters insurance tax deductible?

Renters insurance is not tax deductible unless a room in your insured rental unit is used exclusively to conduct business.

Other Popular Insurance Policies

Business Insurance

Whether you are a contractor, landscaper, florist or any other type of business, give us a call.

Farm Insurance

Protect your agriculture, cattle, or horses with one of our legendary policies for farmers.

Casualty Insurance

Things happen - it's a good idea to have the proper riders for the unexpected.

Kind Words from Our Clients

"Doug and Kelly are experts in their field and do not use pressure as a sales technique. They do not sell you stuff you don't need. They work with you to provide coverage where you need it. They are available when needed."

-Joshua Jones

"Doug sold my wife and I a homeowners policy. With American National’s policy they also cover home systems breakdown. Well the new year brought a blown up heat pump and condenser unit. With American National our policy saved us $6,000!!! Thank you Doug for selling us a Home Policy that truly protects us. Bonus, the turn around on the claim was less then a week!"

-Ryan Conroy

"The Insurance industry is incredibly competitive and its main differentiator is personal touch. When it comes to personal touch and service, Doug and his team have this mastered. I can't speak highly enough of them or their services!"

-Derek Archer

Put You & Your Family in Caring Hands

Contact Details

With many years in the insurance business and proudly serving the residents and businesses and farms of the Tri-State area, we bring experience, reliability, professionalism, and personal care to a timeless profession.

We are family-owned and operated. 


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