Farm Owner Liability Coverage

Coverage specific to the farming industry.

Farm Family’s SFP 10® goes beyond traditional farm coverage: providing a flexible farm package. It allows you to customize your policy more precisely to match your individual needs. 

Tailored protection helps ensure you’re getting exactly what you want – and that you’re not paying extra for coverage you don’t want.

Get Started with a Free Quote

We're here for you and ready to listen. We wish to craft a policy that will serve you very well for many years to come, even against unforeseen circumstances. Call our 24/7 hotline or start a chat with us during normal business hours.

What You Get

Benefits of Our Program

Depending on the coverage desired, you may customize your policy by choosing among five divisions and a variety of options within those divisions. SFP 10® combines similar perils (e.g.  windstorm, fire, theft, etc.) into groups to achieve the combination of coverage that is right for you.



Even More Benefits

In addition to the coverages outlined here, you will also benefit from an array of special features found in the Contractor’s Advantage:
  • Replacement cost coverage
  • Automatic increase in insurance
  • Coverage for explosion, collapse and underground hazards
  • Tools and equipment
  • Peak season coverage
  • Premium discounts
  • Deductible options
  • Payment plans
  • Other optional coverages

Frequently Asked Questions

What is a farm owner's insurance?

Farm owner’s insurance is a unique policy combination of commercial and personal coverage because it is typical for farms to have both residential and commercial characteristics.

What does it cover?

We understand that a standard one-size-fits-all policy simply does not fit everyone. Your business is unique, and your insurance coverage should be unique to your needs. We provide an array of coverage to choose from (e.g. natural disasters, vandalism, collision, personal property, etc.) and we can advise you further during your free consultation. Book one today!

How much does it cost?

There are a lot of factors that play a role in the cost of your policy and it varies from state to state. We can give you a plan that is tailor-fit to your budget, you, and your unique needs. Book a free consultation to find out more!

What is are the terms of the policy?

We are able to advise you better on the terms during your free consultation. Book one today!

What are the requirements?

We can advise you on the specific requirements you will need for your special policy during your free consultation. Book one today!

Can land-leasing farmers apply for this type of insurance?

Yes, of course, and they should. There are many risks when it comes to farming, and especially since you are just leasing your land, it is very important to be insured.

Other Popular Insurance Policies

Business Insurance

Whether you are a contractor, landscaper, florist or any other type of business, give us a call.

Farm Insurance

Protect your agriculture, cattle, or horses with one of our legendary policies for farmers.

Casualty Insurance

Things happen - it's a good idea to have the proper riders for the unexpected.

Kind Words from Our Clients

"Doug and Kelly are experts in their field and do not use pressure as a sales technique. They do not sell you stuff you don't need. They work with you to provide coverage where you need it. They are available when needed."

-Joshua Jones

"Doug sold my wife and I a homeowners policy. With American National’s policy they also cover home systems breakdown. Well the new year brought a blown up heat pump and condenser unit. With American National our policy saved us $6,000!!! Thank you Doug for selling us a Home Policy that truly protects us. Bonus, the turn around on the claim was less then a week!"

-Ryan Conroy

"The Insurance industry is incredibly competitive and its main differentiator is personal touch. When it comes to personal touch and service, Doug and his team have this mastered. I can't speak highly enough of them or their services!"

-Derek Archer

Put You & Your Family in Caring Hands

Contact Details

With many years in the insurance business and proudly serving the residents and businesses and farms of the Tri-State area, we bring experience, reliability, professionalism, and personal care to a timeless profession.

We are family-owned and operated. 


Pin It on Pinterest

Share This