Home Insurance

You work hard for your beautiful home. Protect it right. Let us help you find coverage that fits your unique needs.

Your home is one of the largest investments you will ever make, an expression of who you are, and a place you feel comfortable and relaxed. We need to make sure it stays that way.

Get Started with a Free Quote

We're here for you and ready to listen. We wish to craft a policy that will serve you very well for many years to come, even against unforeseen circumstances. Call our 24/7 hotline or start a chat with us during normal business hours.

What You Get

Benefits of Our Program

  • Dwelling replacement cost: cost estimator on every quote
  • Contents replacement
  • Outbuildings and other structures
  • Loss of use coverage
  • Credit card forgery

Even More Benefits

  • Home auto discount

  • Home service breakdown

  • Service line coverage

  • Central alarm discount

  • Discounts for newly replaced roofs and HVAC systems

Frequently Asked Questions

What is home insurance?

Home insurance, or homeowners insurance, is a form of property insurance that covers losses and damages to the homeowner’s house and assets in the home.

What does home insurance cover?

The insurance policy usually covers interior damage, exterior damage, loss or damage of personal assets, and injury that arises while on the property.

Does home insurance cover water damages?

The policy should cover any sudden and unexpected water damage due to a plumbing malfunction or broken pipe. To find out more, book a free consultation with us today!

Is home insurance mandatory?

Homeowners insurance is not required by the law, but it may help you avoid a lot of trouble in the long run. You might end up having to pay repair or replacement costs out of your pocket. Better to be safe than sorry!

What type of home insurance do I need?

Book a free consultation with us so we can find a policy that is tailor-fit to you, your unique needs, and budget.

How much does home insurance cost?

Homeowners insurance costs around $1,200 a year on average, but many details and factors play a role, including the state and city you live in,  what type of house you own, credit limits, etc. 

Book a free consultation with us so we can find a policy that is tailor-fit to you, your unique needs, and budget.

Other Popular Insurance Policies

Business Insurance

Whether you are a contractor, landscaper, florist or any other type of business, give us a call.

Farm Insurance

Protect your agriculture, cattle, or horses with one of our legendary policies for farmers.

Casualty Insurance

Things happen - it's a good idea to have the proper riders for the unexpected.

Kind Words from Our Clients

"Doug and Kelly are experts in their field and do not use pressure as a sales technique. They do not sell you stuff you don't need. They work with you to provide coverage where you need it. They are available when needed."

-Joshua Jones

"Doug sold my wife and I a homeowners policy. With American National’s policy they also cover home systems breakdown. Well the new year brought a blown up heat pump and condenser unit. With American National our policy saved us $6,000!!! Thank you Doug for selling us a Home Policy that truly protects us. Bonus, the turn around on the claim was less then a week!"

-Ryan Conroy

"The Insurance industry is incredibly competitive and its main differentiator is personal touch. When it comes to personal touch and service, Doug and his team have this mastered. I can't speak highly enough of them or their services!"

-Derek Archer

Put You & Your Family in Caring Hands

Contact Details

With many years in the insurance business and proudly serving the residents and businesses and farms of the Tri-State area, we bring experience, reliability, professionalism, and personal care to a timeless profession.

We are family-owned and operated. 


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