Deferred Annuities

Would you like to enjoy some of the returns of the stock market without exposing your hard-earned retirement money to market corrections?

Annuities are powerful tools for funding retirements, legal agreements, and many other exchanges of money.

Is a deferred annuity right for you?


Get Started with a Free Quote

We're here for you and ready to listen. We wish to craft a policy that will serve you very well for many years to come, even against unforeseen circumstances. Call our 24/7 hotline or start a chat with us during normal business hours.

What You Get

Benefits of Our Program

  • Competitive interest earnings
  • Tax advantages – Earn interest on a tax-deferred basis.
  • Access –  Withdrawals taken before age 59 1/2 may incur a 10% tax penalty.
  • Lifetime income – If you choose.
  • Death benefit
Regarding any annuity questions, we recommend meeting in person so we can get a better understanding of your unique goals. 

Frequently Asked Questions

What is a deferred annuity?

deferred annuity is a contract with an insurance company that promises to pay the owner a regular income, or a specific amount, at some future date.

How do deferred annuities work?

A deferred annuity is an insurance contract that is designed for long-term savings. Investors can delay payments from a deferred annuity indefinitely. During that time, any earnings in the account are tax-delayed.

Can a deferred annuity be surrendered?

We can advise you on the possibilities during your free consultation. Book one today!

How much is a deferred annuity?

We can create the best plan that suits you, your unique needs, and budget. Book a free consultation with us today!

Are deferred annuities taxable?

Deferred annuities grow on a tax-deferred basis.

What are the benefits of having a deferred annuity?

Having an annuity can benefit you because it can provide regular payments, tax benefits and a potential death benefit. 

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With many years in the insurance business and proudly serving the residents and businesses and farms of the Tri-State area, we bring experience, reliability, professionalism, and personal care to a timeless profession.

We are family-owned and operated. 


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