Contractor’s Advantage

Contractors have different challenges than a retail store. You need someone who understands.

The contracting world has its own set of insurance needs. Today, proper insurance is so much more than just General Liability Insurance.

Get Started with a Free Quote

We're here for you and ready to listen. We wish to craft a policy that will serve you very well for many years to come, even against unforeseen circumstances. Call our 24/7 hotline or start a chat with us during normal business hours.

What You Get

Policies and Coverage

Property protection

  • Money and securities
  • Forgery or alterations
  • Properties, and more!

Liability protection

  • Premises and operations
  • Hired & non-owned autos (available in most states)
  • Personal injuries, and more!

Tools and equipment

Loss of income

Special features

  • Replacement cost coverage
  • Equipment breakdown coverage
  • Deductible options, and more!

Even More Coverage

Optional coverage

  • Hired and non-owned autos
  • Utility services
  • Employee dishonest and benefits liability
  • Mechanical breakdown
  • Outdoor signs in higher limits
  • Accounts receivables in higher limits
  • Earthquakes

Frequently Asked Questions

What is a contractor's advantage?

Contractors often face dangerous risks everyday on the job. Whether you’re an electrical contractor, plumbing contractor, owner or leaser of the building, you know that accidents can happen anytime. This is where the contractor’s advantage policy comes in. We understand the risks that contractors face everyday, and we want to protect you from those risks.

What are the advantages?

This policy has a lot of advantages, including but not limited to, risk management, cost efficiency, and protection. Book a free consultation with us today to find out more!

What are the disadvantages?

Not having a contractor’s advantage is the only disadvantage! We can advise you further during your free consultation. Book one today!

How much does it cost?

We can look for the best plan that is tailor-fit to you, your unique needs, and budget. We can chat about it more during your free consultation! Book one today!

What are the terms for this policy?

The terms would depend on your unique policy. Book a free consultation with us so that you can be informed.

What is the coverage for this policy?

We can create a plan that best fits you, your unique needs, and budget. Book a free consultation with us today!

Other Popular Insurance Policies

Business Insurance

Whether you are a contractor, landscaper, florist or any other type of business, give us a call.

Farm Insurance

Protect your agriculture, cattle, or horses with one of our legendary policies for farmers.

Casualty Insurance

Things happen - it's a good idea to have the proper riders for the unexpected.

Kind Words from Our Clients

"Doug and Kelly are experts in their field and do not use pressure as a sales technique. They do not sell you stuff you don't need. They work with you to provide coverage where you need it. They are available when needed."

-Joshua Jones

"Doug sold my wife and I a homeowners policy. With American National’s policy they also cover home systems breakdown. Well the new year brought a blown up heat pump and condenser unit. With American National our policy saved us $6,000!!! Thank you Doug for selling us a Home Policy that truly protects us. Bonus, the turn around on the claim was less then a week!"

-Ryan Conroy

"The Insurance industry is incredibly competitive and its main differentiator is personal touch. When it comes to personal touch and service, Doug and his team have this mastered. I can't speak highly enough of them or their services!"

-Derek Archer

Put You & Your Family in Caring Hands

Contact Details

With many years in the insurance business and proudly serving the residents and businesses and farms of the Tri-State area, we bring experience, reliability, professionalism, and personal care to a timeless profession.

We are family-owned and operated. 


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