Gap Insurance

Surprise. Auto insurance doesn’t pay it all.

Protect yourself against losses that can arise when you pay the gap between the depreciated value of your car and what you still owe on the car.

Get Started with a Free Quote

We're here for you and ready to listen. We wish to craft a policy that will serve you very well for many years to come, even against unforeseen circumstances. Call our 24/7 hotline or start a chat with us during normal business hours.

What You Get

Gap Insurance Coverage

  • Limit of liability of the gap coverage shall not exceed $10,000

Frequently Asked Questions

What is gap insurance?

Gap insurance is an optional vehicle insurance coverage that helps you pay off your auto loan if your car is totaled or stolen and you owe more than the car’s depriciated value.

Is gap insurance worth it?

Most people worry about getting a scratch on their new car… imagine how you’d feel if you’d totaled your car and had to pay $10,000 out of your own pocket – over and above what your insurance pays. How would you feel? Think about it– then think about this.

Who pays the difference? You do.

Is not having gap insurance worth it?

How much is gap insurance?

A few factors would impact your gap insurance cost. We can advise you further during your free consultation. Book one today!

Is gap insurance refundable?

Yes! You can usually cancel your policy if you determine that you no longer need it.

What is the gap insurance coverage?

The gap insurance coverage may pay the difference between the balance of a lease or loan due on your vehicle and what our company pays if your car is considered a covered total loss.

Can I apply for gap insurance on my leased car?

You absolutely can. Book a free consultation with us now so we can advise you further.

Other Popular Insurance Policies

Business Insurance

Whether you are a contractor, landscaper, florist or any other type of business, give us a call.

Farm Insurance

Protect your agriculture, cattle, or horses with one of our legendary policies for farmers.

Casualty Insurance

Things happen - it's a good idea to have the proper riders for the unexpected.

Kind Words from Our Clients

"Doug and Kelly are experts in their field and do not use pressure as a sales technique. They do not sell you stuff you don't need. They work with you to provide coverage where you need it. They are available when needed."

-Joshua Jones

"Doug sold my wife and I a homeowners policy. With American National’s policy they also cover home systems breakdown. Well the new year brought a blown up heat pump and condenser unit. With American National our policy saved us $6,000!!! Thank you Doug for selling us a Home Policy that truly protects us. Bonus, the turn around on the claim was less then a week!"

-Ryan Conroy

"The Insurance industry is incredibly competitive and its main differentiator is personal touch. When it comes to personal touch and service, Doug and his team have this mastered. I can't speak highly enough of them or their services!"

-Derek Archer

Put You & Your Family in Caring Hands

Contact Details

With many years in the insurance business and proudly serving the residents and businesses and farms of the Tri-State area, we bring experience, reliability, professionalism, and personal care to a timeless profession.

We are family-owned and operated. 


Want a free insurance audit?

Want a free insurance audit?

Join our list to receive a free insurance audit.

Thank you for requesting your audit! An agent will be in contact with you soon to acquire additional details.

Pin It on Pinterest

Share This